Following are the general requirements for Personal Loan Application

   – 18 years old and above

   – Citizen with a banking account

   – Employed for the last 6 months

   – Minimum Salary of $1000

   – Other requirements may apply

In certain circumstances, even you are having a bad credit rating, you are still entitle for personal loan, but be prepared to pay higher interest, lower loan amount and shorter loan period.

The terms and conditions may varies from each financial institution, please check with the respective office before submit your application.

It is always recommended to submit a few applications, you may or may not need to accept any offer from the bank.