Auto Insurance generally divided into 2 major types (Depending on different country and states administration, it may carry different definition, terms and conditions. Please check with your Auto Insurance advisor before making buying).

1)     Non Comprehensive -  This type of insurance cover the basic needs to allow your car on the road, it only covers a third party liability damage but not your own car. That means should an accident happened and you are in fault, the other parties involved in the accident can carries out claims to your insurance company.  But you are not allowed to make any claim against your insurance company for the damage on your car.  However, if it is not your fault causing the accident, you can claim your vehicle damage from another party.  Non Comprehensive insurance will not cover in the even of your car being stolen or robbed.

2)     Comprehensive -  This type of insurance covered all the parties involved in the accident inclusive yourself regardless who caused the accident.  It is more expensive then the non comprehensive auto insurance.  Comprehensive Insurance auto Insurance will cover in the even of your car being stolen or robbed.

3)     Special purpose – Such as Wind Shield Insurance to protect against wind shield, act of god insurance to cover accident due to natural disaster ( flood, earthquake, typhoon ) or riot.